Boost Returns With High-Dividend Stock Covered Calls Writing covered calls on high-yield dividend stocks is a common way to increase returns on an investment portfolio. This is because the call option premium protects against the drop in share price on the ex-dividend date. When the yield is high, the risk is low. The option premium… Continue reading How to Boost High Dividend Covered Call Returns
Overview In the first article, we talked about how one way to invest is to pay down debt and set up an emergency fund. In this article, we’ll talk about the different ways you can invest to grow your savings. Mutual Funds With mutual funds, you can put your money into a lot of different… Continue reading Investment: How to Take a Holistic Approach – 2
Why is Holistic Financial and Investment Planning Important? A pandemic changes the way people invest. For some, this means putting their money into assets that are safer. For others, it means rethinking how they decide how much risk to take. Others have to wait for the market to settle down. To survive the market slump,… Continue reading Investment: How to Take a Holistic Approach – 1
If you start investing in the 401(k) when you are 22, you can certainly become a millionaire after you retire at 65. Invest 10% of your salary, $35k, into a 401(k), and that is $3,500 annually. That is just $134 per paycheck, assuming you get paid every 2 weeks. You’ll have over $1 million by… Continue reading You Can Become a Millionaire via the 401(k)
The three popular ways to measure value of the stock market are the trailing 12 month price-to-earnings ratio (P/E ratio), the forward 12 month P/E ratio, and the price to sales ratio. The question is whether the stocks are over valued at this point. Historically, the S&P 500 P/E ratio is around 15. That was… Continue reading Is the Stock Market Overvalued?
Lower your taxes. Instead of looking at your investments first, begin by taking a look at your taxes and determine a good method to minimize them. You ideally need to move from growth type of investments to income producing investments, when planning for a flawless retirement. By simply changing your portfolio’s funds to more tax… Continue reading Taxes and Inflation – Your Biggest Enemies after Retirement
Recent news headlines have repeatedly indicated that the uncertainties in the global political and economic policies are unprecedented. The uncertainties in the global investment markets have increased; however, the global stock market volatility has declined. Many markets have reached new highs. The situation is very unusual. One of the problems is the commonly used market… Continue reading Are You Prepared in case the Current Market Loses Its Steam?
The Dow Jones Industrial Average has a record high for 12 consecutive trading days, but Warren Buffett still believes that US stocks have not yet seen a bubble. He even bought more of the Apple stock this year. Buffett in an interview with “Squawk Box” mentioned that if the interest rate is 7-8%, then the… Continue reading Buffett Shared the Best Strategy To Invest In The Stock Market
You can let Buffett and his people do the work for you. Buy Berkshire Hathaway shares directly. Buffett’s holding company has beaten the total return of the S&P 500 over the past 10 years with an annualized return of 9.1 percent, compared to 7.3 percent for the index. Berkshire stock has two share classes. The… Continue reading Take Short Cuts and Invest in Buffett
Most seniors live off a fixed income whether the income comes from the social security, pension, or 401k. That’s why it’s important to take advantage of the tax breaks available in order to save money. Medical expense deductions The medical expense deduction allows taxpayers to deduct healthcare expenses that exceed 10% of their AGI, adjusted… Continue reading Do Not Over Pay Your Income Taxes after Retirement